Product Manager (Financial Services) - HAL

**Requisition Number:** 54450 **Job Location:** Dubai, ARE **Global Grade:** Band 6 **Work Type:** Office Working **Employment Type:** Fixed Term Worker **Posting Start Date:** 28/05/2026 **Posting End Date:** 11/06/2026 **:** **Job Summary** SC Ventures is Standard Chartered’s innovation, fintech investment and ventures arm. We were established to reinvent banking, as the significant technological disruptions to the industry was impacting its ability to serve clients and customers, in the ways they needed to be served. **About HAL** HAL is a B2B domestic and cross border marketplace being built for SMEs in the UAE. Incubated by SC Ventures, the ventures arm of Standard Chartered Bank, the platform will enable digital commerce and access to financial & value-added services. Hal ‘s vision is to connect multiple partners & ecosystems by bringing together buyers, sellers and financial institutions to a single platform. We want to help SMEs grow profitably, safely and with ease. Hal is being built for scale with the latest technologies and with a vision to truly become the one stop shop for SME's. We are looking to launch later in the year.” **About The Role** We are looking for a Product Manager that can help us build out the financial services vertical with the aspiration to be a leader in SME embedded finance solutions. The Product Manager will be responsible for development and building the first set of Financial Services Products. They will have the opportunity to design, build and ship the product with a high degree of ownership and autonomy. **Key Responsibilities** **Strategy** * Lead and Own the development of the Embedded Finance and Financial Referral product vision and strategic direction by supporting leadership with insight-driven analysis. Identify and assess market opportunities through competitive landscape reviews, market studies, bringing clear perspectives on trends, gaps, and emerging consumer needs. * Translate business objectives into strategic options and decision frameworks that highlight user value, experience implications, and business impact. * Have full autonomy to drive outcomes and delivery of features that meet quality standards and business objectives. * Synthesize insights from market analysis, user research, and experience evaluations into clear, compelling narratives for leadership consumption. * Support informed decision-making by framing complex topics clearly, managing ambiguity, and ensuring stakeholder alignment around user-centric and business-driven outcomes. * Build the full end to product roadmap – ensuring adoption by SMEs, Marketplace Buyers and partner referred SMEs * Own product outcomes and drive timely delivery of features that meet quality standards and business objectives. Conduct competitive analysis and market research to identify opportunities and inform product direction. **Business** The product manager should, * Work towards translating business workflows into intuitive digital experiences and interact directly with the development team * Should leverage on customer discovery, usage data and seller feedback to drive product market fit. * Work with financial services partners to provide solutions for SMEs on the platform * Use data to measure funnel performance, platform utilization, customer satisfaction * Develop a deep understanding of SME behaviour * Identify and remove friction points across the supply and demand sides of the marketplace * Create new financial services products for SMEs * Prepare the marketplace for scalability for multi-vertical expansion and cross border initiatives * Work with Chief Commercial Officer to validate the products and features are aligned to business outcomes **Processes** * The product Manger will work on building the product from the scratch and also collaborate with teams to embed credit and compliance within the product. Collaborate with financial services partners to refer new business, co-create financial services products and interact with SMEs. **Risk Management** * The product manager should ensure marketplace integrity by overseeing product data accuracy, guaranteeing product safety and quality, and implementing security measures to build customer trust and maintain platform compliance. **Governance** * The product manager should ensure that the platform adheres to the business rules and legal standards. **Regulatory & Business Conduct** * Display exemplary conduct and live by the Group’s Values and Code of Conduct. * Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. * Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. **Key stakeholders** * Internal