Product Owner (Financial Services) - HAL

**Requisition Number:** 53528 **Job Location:** Dubai, ARE **Global Grade:** Band 6 **Work Type:** Office Working **Employment Type:** Fixed Term Worker **Posting Start Date:** 06/05/2026 **Posting End Date:** 20/05/2026 **:** **Job Summary** To build a B2B Platform that will transform how SMEs in the UAE buy, sell and grow. To build a marketplace for business which is verified, trusted and digital where companies can find reliable suppliers, purchase in bulk, access financial service and manage procurement. As the Product Owner, you will support the vision, development and launch of the financial services offering from day zero, working closely with engineering, design, data and operations to build intuitive and scalable digital workflows for SMEs across the UAE. This is a foundational product role that directly influences adoption, engagement and long-term multi verticality. **Key Responsibilities** **Strategy** The product manager is responsible, * To build a scalable multi-vendor B2B marketplace for SMEs to access financial services. * Will plan the strategic roadmap and will work to achieve the product vision by collaborating with cross-functional teams (engineering, design, marketing). * Will own multiple financial services workflows for SMEs. * Build intuitive onboarding flows for SMEs to access regulated and unregulated financial services **Business** The product manager should, * Work towards translating business workflows into intuitive digital experiences and interact directly with the development team * Should leverage on customer discovery, usage data and seller feedback to drive product market fit. * Work with financial services partners to provide solutions for SMEs on the platform * Use data to measure funnel performance, platform utilization, customer satisfaction * Develop a deep understanding of SME behaviour * Identify and remove friction points across the supply and demand sides of the marketplace * Create new financial services products for SMEs * Prepare the marketplace for scalability for multi-vertical expansion and cross border initiatives * Work with Chief Commercial Officer to validate the products and features are aligned to business outcomes **Processes** * The product owner will work on building the product from the scratch and also collaborate with teams to embed credit and compliance within the product. Collaborate with financial services partners to refer new business, co-create financial services products and interact with SMEs. **People & Talent** The product manager will work closely with designers and developers to build the product. The product manager should have, * Deep understanding of SME lending and financial products * Experience building end-to-end product experiences * Ability to simplify complex ME B2B user journeys into clear, intuitive flows * Strong ability to work within a small team with high accountability and cross functionally across ops, engineering, design and external partners * Analytical mindset - able to interpret data, KPIs and funnels and drive decisions grounded in insight * Ability to operate in ambiguity and build from ground up with constrained resources * Comfortable running discovery, writing strong PRDs and managing iterative delivery cycles * Experience in the UAE or MENA region and familiarity with SME buying behaviour is strongly preferred * Understanding of APIs, integrations and platform thinking is beneficial. * 8+ years of product management experience, ideally in B2B, procurement, marketplaces or e-commerce * Track record of building or scaling multi-sided platforms or B2B SaaS tools * Strong problem-solving skills with a customer centric mindset * Excellent communication skills and ability to translate business needs into technical requirements * Experience working with lean teams in a fast-paced environments **Risk Management** * The product manager should ensure marketplace integrity by overseeing product data accuracy, guaranteeing product safety and quality, and implementing security measures to build customer trust and maintain platform compliance. **Governance** * The product manager should ensure that the platform adheres to the business rules and legal standards. **Regulatory & Business Conduct** * Display exemplary conduct and live by the Group’s Values and Code of Conduct. * Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. * Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. **Key stakeholders** * Internal teams: Engineering, Design, Marketing, Sales, Support, compliance and senior management. External groups: Customers, Suppliers, Partners, Investors **Othe